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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,740 | $183,627+14.8% | $155,602+35.4% | $145,978+44.4% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 10.62% | 61.32%-50.7pp | 64.81%-54.2pp | 550.52%-539.9pp |
| Employer contribution / active EE | $14,906 | $5,316+180.4% | $4,675+218.8% | $4,662+219.8% |
| Participant deferral / active EE | $11,214 | $6,466+73.4% | $5,629+99.2% | $6,690+67.6% |
| Admin fee / account holder | $532 | $19,327-97.2% | $15,923-96.7% | $13,400-96.0% |