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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,185 | $84,236+4.7% | $170,435-48.3% | $70,126+25.8% |
| Participation rate | 85.0% | 70.8%+14.2pp | 83.6%+1.4pp | 69.5%+15.5pp |
| Annual return | 19.69% | 23.06%-3.4pp | 205.94%-186.2pp | 73.15%-53.5pp |
| Employer contribution / active EE | $6,849 | $3,387+102.2% | $5,432+26.1% | $2,343+192.4% |
| Participant deferral / active EE | $4,711 | $3,086+52.7% | $4,939-4.6% | $3,332+41.4% |
| Admin fee / account holder | $8,607 | $5,698+51.1% | $13,881-38.0% | $4,645+85.3% |