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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,922 | $115,796-64.7% | $101,264-59.6% | $158,950-74.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.75% | 56.15%-42.4pp | 46.48%-32.7pp | 302.91%-289.2pp |
| Employer contribution / active EE | $832 | $4,175-80.1% | $3,660-77.3% | $4,762-82.5% |
| Participant deferral / active EE | $1,686 | $4,958-66.0% | $4,370-61.4% | $5,983-71.8% |
| Admin fee / account holder | $2,842 | $7,247-60.8% | $5,947-52.2% | $11,248-74.7% |