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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,440 | $99,345-63.3% | $84,753-57.0% | $273,972-86.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.61% | 22.93%-18.3pp | 22.78%-18.2pp | 41.46%-36.8pp |
| Employer contribution / active EE | $939 | $4,214-77.7% | $3,574-73.7% | $4,869-80.7% |
| Participant deferral / active EE | $895 | $4,270-79.0% | $3,712-75.9% | $5,287-83.1% |
| Admin fee / account holder | $1,889 | $6,645-71.6% | $5,333-64.6% | $10,133-81.4% |