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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,942 | $89,259-18.3% | $107,187-31.9% | $82,637-11.7% |
| Participation rate | 75.9% | 67.9%+7.9pp | 75.0%+0.8pp | 68.1%+7.8pp |
| Annual return | 9.86% | 21.02%-11.2pp | 204.55%-194.7pp | 53.51%-43.7pp |
| Employer contribution / active EE | $1,289 | $3,080-58.2% | $3,782-65.9% | $2,552-49.5% |
| Participant deferral / active EE | $3,408 | $4,037-15.6% | $5,096-33.1% | $4,126-17.4% |
| Admin fee / account holder | $45,258 | $7,381+513.1% | $9,162+394.0% | $7,339+516.7% |