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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,869 | $73,978-19.1% | $96,515-38.0% | $75,173-20.4% |
| Participation rate | 87.8% | 66.4%+21.4pp | 74.3%+13.5pp | 67.2%+20.6pp |
| Annual return | 12.72% | 26.72%-14.0pp | 35.73%-23.0pp | 160.72%-148.0pp |
| Employer contribution / active EE | $1,749 | $2,931-40.3% | $3,740-53.2% | $2,671-34.5% |
| Participant deferral / active EE | $4,517 | $3,660+23.4% | $4,880-7.4% | $4,126+9.5% |
| Admin fee / account holder | $1,104 | $5,219-78.8% | $6,735-83.6% | $5,651-80.5% |