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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,858 | $102,393-17.1% | $147,041-42.3% | $80,911+4.9% |
| Participation rate | 72.3% | 75.9%-3.5pp | 82.2%-9.8pp | 67.6%+4.7pp |
| Annual return | 25.05% | 134.95%-109.9pp | 419.21%-394.2pp | 35.63%-10.6pp |
| Employer contribution / active EE | $2,958 | $3,715-20.4% | $4,935-40.1% | $2,756+7.3% |
| Participant deferral / active EE | $6,462 | $6,647-2.8% | $8,071-19.9% | $4,297+50.4% |
| Admin fee / account holder | $2,153 | $7,943-72.9% | $13,006-83.4% | $6,935-69.0% |