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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,951 | $165,399-60.7% | $149,745-56.6% | $158,982-59.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 20.86% | 348.34%-327.5pp | 276.72%-255.9pp | 302.99%-282.1pp |
| Employer contribution / active EE | $2,997 | $5,105-41.3% | $4,646-35.5% | $4,763-37.1% |
| Participant deferral / active EE | $5,083 | $7,183-29.2% | $6,843-25.7% | $5,983-15.0% |
| Admin fee / account holder | $2,226 | $10,811-79.4% | $9,312-76.1% | $11,252-80.2% |