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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,639 | $110,337-41.4% | $102,383-36.9% | $145,877-55.7% |
| Participation rate | 45.5% | 77.9%-32.5pp | 74.5%-29.1pp | 80.3%-34.8pp |
| Annual return | 13.73% | 24.83%-11.1pp | 24.94%-11.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,192 | $4,216-48.0% | $3,870-43.4% | $4,663-53.0% |
| Participant deferral / active EE | $2,962 | $5,621-47.3% | $5,060-41.5% | $6,691-55.7% |
| Admin fee / account holder | $132,580 | $9,750+1259.8% | $8,391+1480.0% | $13,402+889.2% |