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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,177 | $106,247+53.6% | $96,515+69.1% | $139,466+17.0% |
| Participation rate | 52.6% | 77.8%-25.2pp | 74.3%-21.7pp | 80.3%-27.7pp |
| Annual return | 24.32% | 38.47%-14.1pp | 35.73%-11.4pp | 373.66%-349.3pp |
| Employer contribution / active EE | $2,549 | $4,106-37.9% | $3,740-31.8% | $4,754-46.4% |
| Participant deferral / active EE | $3,443 | $5,456-36.9% | $4,880-29.4% | $6,712-48.7% |
| Admin fee / account holder | $2,654 | $7,885-66.3% | $6,735-60.6% | $11,409-76.7% |