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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,595 | $115,814-16.6% | $101,275-4.6% | $158,982-39.2% |
| Participation rate | 61.9% | 79.4%-17.5pp | 75.8%-13.9pp | 82.0%-20.1pp |
| Annual return | 32.47% | 56.16%-23.7pp | 46.48%-14.0pp | 302.99%-270.5pp |
| Employer contribution / active EE | $1,905 | $4,176-54.4% | $3,660-47.9% | $4,763-60.0% |
| Participant deferral / active EE | $3,100 | $4,958-37.5% | $4,371-29.1% | $5,983-48.2% |
| Admin fee / account holder | $3,275 | $7,249-54.8% | $5,948-44.9% | $11,252-70.9% |