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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,281 | $183,516-98.2% | $155,534-97.9% | $145,884-97.8% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 27.80% | 61.43%-33.6pp | 64.92%-37.1pp | 551.85%-524.0pp |
| Employer contribution / active EE | $3,330 | $5,315-37.3% | $4,675-28.8% | $4,662-28.6% |
| Participant deferral / active EE | $11,964 | $6,467+85.0% | $5,630+112.5% | $6,690+78.8% |
| Admin fee / account holder | $204,379 | $19,293+959.3% | $15,900+1185.4% | $13,392+1426.1% |