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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,397 | $110,379-18.1% | $102,412-11.7% | $145,884-38.0% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.61% | 24.84%-10.2pp | 24.94%-10.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,867 | $4,216-32.0% | $3,870-25.9% | $4,662-38.5% |
| Participant deferral / active EE | $2,867 | $5,622-49.0% | $5,060-43.3% | $6,690-57.1% |
| Admin fee / account holder | $38,152 | $9,745+291.5% | $8,388+354.9% | $13,392+184.9% |