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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,960 | $86,938-63.2% | $102,423-68.8% | $80,925-60.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 10.02% | 18.89%-8.9pp | 29.42%-19.4pp | 35.65%-25.6pp |
| Employer contribution / active EE | $2,814 | $2,369+18.8% | $3,023-6.9% | $2,756+2.1% |
| Participant deferral / active EE | $4,330 | $4,120+5.1% | $5,054-14.3% | $4,299+0.7% |
| Admin fee / account holder | $502 | $8,053-93.8% | $9,455-94.7% | $6,940-92.8% |