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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,836 | $117,829-24.6% | $102,423-13.3% | $145,877-39.1% |
| Participation rate | 91.7% | 78.6%+13.1pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 5.73% | 31.83%-26.1pp | 29.42%-23.7pp | 551.28%-545.5pp |
| Employer contribution / active EE | $2,507 | $3,615-30.6% | $3,023-17.1% | $4,663-46.2% |
| Participant deferral / active EE | $8,084 | $5,732+41.0% | $5,054+60.0% | $6,691+20.8% |
| Admin fee / account holder | $18,895 | $13,335+41.7% | $9,455+99.8% | $13,402+41.0% |