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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,836 | $117,895-24.6% | $102,460-13.3% | $145,897-39.1% |
| Participation rate | 91.7% | 78.6%+13.0pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 5.73% | 31.92%-26.2pp | 29.47%-23.7pp | 552.29%-546.6pp |
| Employer contribution / active EE | $2,507 | $3,619-30.7% | $3,025-17.1% | $4,663-46.2% |
| Participant deferral / active EE | $8,084 | $5,736+40.9% | $5,056+59.9% | $6,689+20.9% |
| Admin fee / account holder | $18,895 | $13,353+41.5% | $9,460+99.7% | $13,390+41.1% |