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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,307 | $167,352-47.8% | $143,788-39.3% | $134,509-35.1% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -20.93% | 0.47%-21.4pp | -0.03%-20.9pp | 418.13%-439.1pp |
| Employer contribution / active EE | $3,634 | $5,620-35.3% | $4,952-26.6% | $4,741-23.3% |
| Participant deferral / active EE | $10,069 | $6,447+56.2% | $5,638+78.6% | $6,400+57.3% |
| Admin fee / account holder | $36,568 | $18,091+102.1% | $14,675+149.2% | $11,427+220.0% |