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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,476 | $209,428-39.1% | $178,498-28.6% | $158,950-19.8% |
| Participation rate | 84.6% | 86.4%-1.7pp | 81.9%+2.7pp | 82.0%+2.7pp |
| Annual return | 18.76% | 188.78%-170.0pp | 151.09%-132.3pp | 302.91%-284.1pp |
| Employer contribution / active EE | $2,170 | $5,707-62.0% | $5,011-56.7% | $4,762-54.4% |
| Participant deferral / active EE | $5,839 | $5,955-1.9% | $5,202+12.2% | $5,983-2.4% |
| Admin fee / account holder | $355 | $17,077-97.9% | $13,985-97.5% | $11,248-96.8% |