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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANC CO Service code 15 · EIN 01-0233346 | Recordkeeping | $3,535 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,037 | $76,696-51.7% | $96,515-61.6% | $71,511-48.2% |
| Participation rate | 76.8% | 66.6%+10.2pp | 74.3%+2.4pp | 67.9%+8.9pp |
| Annual return | 17.05% | 48.32%-31.3pp | 35.73%-18.7pp | 28.86%-11.8pp |
| Employer contribution / active EE | $2,808 | $3,032-7.4% | $3,740-24.9% | $2,589+8.5% |
| Participant deferral / active EE | $3,634 | $3,770-3.6% | $4,880-25.5% | $4,291-15.3% |
| Admin fee / account holder | $76 | $2,030-96.3% | $6,735-98.9% | $1,588-95.2% |