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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,343 | $57,352-73.2% | $83,831-81.7% | $64,173-76.1% |
| Participation rate | 74.3% | 68.6%+5.7pp | 76.1%-1.8pp | 69.6%+4.8pp |
| Annual return | -3.90% | 11.38%-15.3pp | 850.99%-854.9pp | 7.63%-11.5pp |
| Employer contribution / active EE | $1,115 | $2,546-56.2% | $3,631-69.3% | $2,381-53.2% |
| Participant deferral / active EE | $1,884 | $2,993-37.1% | $4,082-53.9% | $3,470-45.7% |
| Admin fee / account holder | $1,738 | $4,046-57.1% | $5,479-68.3% | $4,887-64.4% |