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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,660 | $65,367-76.0% | $92,915-83.1% | $72,976-78.5% |
| Participation rate | 97.5% | 68.3%+29.2pp | 76.0%+21.5pp | 69.5%+28.0pp |
| Annual return | 29.28% | 42.11%-12.8pp | 109.45%-80.2pp | 81.02%-51.7pp |
| Employer contribution / active EE | $1,727 | $2,594-33.4% | $3,653-52.7% | $2,440-29.2% |
| Participant deferral / active EE | $2,694 | $3,128-13.9% | $4,238-36.4% | $3,608-25.3% |
| Admin fee / account holder | $663 | $4,251-84.4% | $5,796-88.6% | $5,124-87.1% |