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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,284 | $81,358-44.3% | $155,556-70.9% | $80,959-44.1% |
| Participation rate | 98.3% | 66.3%+32.0pp | 78.2%+20.1pp | 67.7%+30.6pp |
| Annual return | 11.04% | 33.39%-22.3pp | 64.84%-53.8pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,704 | $3,106-45.1% | $4,675-63.6% | $2,757-38.2% |
| Participant deferral / active EE | $2,948 | $3,455-14.7% | $5,631-47.6% | $4,300-31.4% |
| Admin fee / account holder | $14,125 | $7,994+76.7% | $15,885-11.1% | $6,925+104.0% |