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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,132 | $108,882-11.7% | $96,754-0.6% | $154,746-37.9% |
| Participation rate | 54.5% | 75.1%-20.5pp | 70.3%-15.7pp | 80.7%-26.2pp |
| Annual return | 15.60% | 98.39%-82.8pp | 82.04%-66.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,775 | $3,018-41.2% | $2,679-33.7% | $4,379-59.5% |
| Participant deferral / active EE | $6,533 | $5,323+22.7% | $4,758+37.3% | $6,730-2.9% |
| Admin fee / account holder | $3,252 | $10,200-68.1% | $8,905-63.5% | $14,365-77.4% |