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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,212 | $100,073-27.8% | $85,126-15.2% | $145,877-50.5% |
| Participation rate | 46.2% | 74.1%-28.0pp | 67.5%-21.4pp | 80.3%-34.1pp |
| Annual return | 10.88% | 84.11%-73.2pp | 66.63%-55.8pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,193 | $3,236-63.1% | $2,731-56.3% | $4,663-74.4% |
| Participant deferral / active EE | $5,356 | $5,294+1.2% | $4,523+18.4% | $6,691-19.9% |
| Admin fee / account holder | $410 | $7,261-94.4% | $6,160-93.4% | $13,402-96.9% |