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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,276 | $101,063-82.9% | $81,473-78.8% | $147,586-88.3% |
| Participation rate | 31.3% | 74.5%-43.2pp | 68.0%-36.7pp | 82.8%-51.6pp |
| Annual return | 19.18% | 32.41%-13.2pp | 38.78%-19.6pp | 578.59%-559.4pp |
| Employer contribution / active EE | $808 | $3,206-74.8% | $2,568-68.5% | $4,876-83.4% |
| Participant deferral / active EE | $2,251 | $4,242-46.9% | $3,537-36.3% | $5,439-58.6% |
| Admin fee / account holder | $265 | $5,812-95.4% | $4,561-94.2% | $10,886-97.6% |