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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,132 | $97,125-1.0% | $86,233+11.5% | $137,256-30.0% |
| Participation rate | 54.5% | 74.2%-19.7pp | 69.0%-14.5pp | 80.0%-25.4pp |
| Annual return | 15.60% | 74.19%-58.6pp | 61.39%-45.8pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,775 | $2,841-37.5% | $2,504-29.1% | $4,156-57.3% |
| Participant deferral / active EE | $6,533 | $5,180+26.1% | $4,559+43.3% | $6,407+2.0% |
| Admin fee / account holder | $3,252 | $9,725-66.6% | $8,342-61.0% | $12,270-73.5% |