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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,891 | $106,905-33.7% | $84,020-15.6% | $152,885-53.6% |
| Participation rate | 33.3% | 75.2%-41.9pp | 69.0%-35.7pp | 82.5%-49.1pp |
| Annual return | 17.24% | 105.00%-87.8pp | 71.31%-54.1pp | 345.39%-328.2pp |
| Employer contribution / active EE | $556 | $2,735-79.7% | $1,984-72.0% | $4,763-88.3% |
| Participant deferral / active EE | $3,667 | $4,012-8.6% | $3,239+13.2% | $5,851-37.3% |
| Admin fee / account holder | $171 | $8,287-97.9% | $6,101-97.2% | $11,598-98.5% |