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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,623 | $112,935-20.6% | $90,970-1.5% | $158,966-43.6% |
| Participation rate | 36.4% | 74.7%-38.4pp | 69.0%-32.7pp | 82.0%-45.6pp |
| Annual return | 14.17% | 215.79%-201.6pp | 134.58%-120.4pp | 302.95%-288.8pp |
| Employer contribution / active EE | $601 | $2,895-79.2% | $2,122-71.7% | $4,762-87.4% |
| Participant deferral / active EE | $4,136 | $4,129+0.2% | $3,373+22.6% | $5,983-30.9% |
| Admin fee / account holder | $158 | $8,045-98.0% | $5,960-97.3% | $11,250-98.6% |