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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,465 | $141,004-46.5% | $112,273-32.8% | $139,466-45.9% |
| Participation rate | 73.3% | 79.2%-5.9pp | 72.4%+0.9pp | 80.3%-7.0pp |
| Annual return | 14.79% | 32.75%-18.0pp | 30.23%-15.4pp | 373.66%-358.9pp |
| Employer contribution / active EE | $1,625 | $4,285-62.1% | $3,431-52.7% | $4,754-65.8% |
| Participant deferral / active EE | $2,290 | $5,878-61.0% | $4,800-52.3% | $6,712-65.9% |
| Admin fee / account holder | $404 | $9,959-95.9% | $7,752-94.8% | $11,409-96.5% |