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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,102 | $127,096-46.4% | $105,736-35.6% | $135,380-49.7% |
| Participation rate | 53.8% | 82.7%-28.9pp | 76.3%-22.5pp | 82.6%-28.8pp |
| Annual return | -4.18% | 4.49%-8.7pp | 6.27%-10.5pp | 519.81%-524.0pp |
| Employer contribution / active EE | $1,388 | $4,107-66.2% | $3,268-57.5% | $4,779-71.0% |
| Participant deferral / active EE | $2,820 | $5,064-44.3% | $4,080-30.9% | $5,609-49.7% |
| Admin fee / account holder | $294 | $9,087-96.8% | $6,913-95.7% | $10,828-97.3% |