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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,135 | $142,426-41.6% | $115,167-27.8% | $152,909-45.6% |
| Participation rate | 43.8% | 82.4%-38.6pp | 75.9%-32.2pp | 82.5%-38.7pp |
| Annual return | 16.14% | 41.48%-25.3pp | 35.60%-19.5pp | 345.46%-329.3pp |
| Employer contribution / active EE | $1,039 | $4,011-74.1% | $3,179-67.3% | $4,764-78.2% |
| Participant deferral / active EE | $1,586 | $5,165-69.3% | $4,169-61.9% | $5,851-72.9% |
| Admin fee / account holder | $2,435 | $8,464-71.2% | $7,089-65.6% | $11,601-79.0% |