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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,538 | $76,608-47.1% | $56,077-27.7% | $145,877-72.2% |
| Participation rate | 93.3% | 63.2%+30.1pp | 52.5%+40.8pp | 80.3%+13.0pp |
| Annual return | 8.90% | 3009.59%-3000.7pp | 1709.28%-1700.4pp | 551.28%-542.4pp |
| Employer contribution / active EE | $1,328 | $1,382-3.9% | $1,040+27.6% | $4,663-71.5% |
| Participant deferral / active EE | $4,616 | $2,624+75.9% | $1,954+136.2% | $6,691-31.0% |
| Admin fee / account holder | $1,807 | $3,325-45.7% | $2,825-36.0% | $13,402-86.5% |