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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,883 | $108,285-76.1% | $77,552-66.6% | $158,982-83.7% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 13.40% | 31.69%-18.3pp | 54.82%-41.4pp | 302.99%-289.6pp |
| Employer contribution / active EE | $894 | $1,325-32.5% | $987-9.4% | $4,763-81.2% |
| Participant deferral / active EE | $3,662 | $2,455+49.1% | $1,861+96.8% | $5,983-38.8% |
| Admin fee / account holder | $1,703 | $3,709-54.1% | $2,859-40.4% | $11,252-84.9% |