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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,110 | $103,949-95.1% | $69,182-92.6% | $273,972-98.1% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 8.42% | 35.28%-26.9pp | -21.93%+30.4pp | 41.46%-33.0pp |
| Employer contribution / active EE | $1,261 | $1,783-29.3% | $1,206+4.5% | $4,869-74.1% |
| Participant deferral / active EE | $1,020 | $2,716-62.4% | $1,897-46.2% | $5,287-80.7% |
| Admin fee / account holder | $681 | $3,671-81.4% | $2,697-74.7% | $10,133-93.3% |