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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,571 | $67,823-25.4% | $52,425-3.5% | $137,256-63.2% |
| Participation rate | 94.4% | 63.9%+30.5pp | 55.6%+38.8pp | 80.0%+14.5pp |
| Annual return | 15.74% | 219.11%-203.4pp | 302.12%-286.4pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,264 | $1,163+8.7% | $914+38.3% | $4,156-69.6% |
| Participant deferral / active EE | $3,767 | $2,288+64.6% | $1,790+110.4% | $6,407-41.2% |
| Admin fee / account holder | $2,080 | $2,844-26.9% | $2,495-16.6% | $12,270-83.1% |