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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,007 | $57,140+61.0% | $85,240+7.9% | $80,959+13.6% |
| Participation rate | 94.4% | 56.4%+38.0pp | 67.5%+26.9pp | 67.7%+26.8pp |
| Annual return | 10.48% | 21.71%-11.2pp | 66.75%-56.3pp | 35.67%-25.2pp |
| Employer contribution / active EE | $3,579 | $1,802+98.6% | $2,735+30.8% | $2,757+29.8% |
| Participant deferral / active EE | $6,994 | $3,115+124.5% | $4,527+54.5% | $4,300+62.6% |
| Admin fee / account holder | $20,813 | $4,992+316.9% | $6,165+237.6% | $6,925+200.5% |