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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,206 | $127,387-84.9% | $115,038-83.3% | $125,389-84.7% |
| Participation rate | 71.4% | 84.2%-12.7pp | 81.4%-9.9pp | 83.2%-11.8pp |
| Annual return | -3.64% | 31.28%-34.9pp | 26.14%-29.8pp | 282.24%-285.9pp |
| Employer contribution / active EE | $1,972 | $5,166-61.8% | $4,608-57.2% | $4,866-59.5% |
| Participant deferral / active EE | $2,369 | $6,423-63.1% | $6,026-60.7% | $5,352-55.7% |
| Admin fee / account holder | $1,440 | $9,516-84.9% | $8,175-82.4% | $9,541-84.9% |