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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,050 | $150,447-80.0% | $136,298-78.0% | $147,586-79.6% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 14.36% | 1049.15%-1034.8pp | 5156.27%-5141.9pp | 578.59%-564.2pp |
| Employer contribution / active EE | $926 | $5,256-82.4% | $4,696-80.3% | $4,876-81.0% |
| Participant deferral / active EE | $1,054 | $6,631-84.1% | $6,247-83.1% | $5,439-80.6% |
| Admin fee / account holder | $29,114 | $10,906+166.9% | $9,244+214.9% | $10,886+167.4% |