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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,574 | $82,032-23.7% | $123,106-49.2% | $59,633+4.9% |
| Participation rate | 77.8% | 83.2%-5.4pp | 86.8%-9.0pp | 68.7%+9.1pp |
| Annual return | -0.20% | 5.12%-5.3pp | 13.22%-13.4pp | 2041.40%-2041.6pp |
| Employer contribution / active EE | $248 | $3,297-92.5% | $5,151-95.2% | $2,203-88.7% |
| Participant deferral / active EE | $3,205 | $4,667-31.3% | $6,229-48.6% | $3,192+0.4% |
| Admin fee / account holder | $1,058 | $5,881-82.0% | $9,015-88.3% | $4,297-75.4% |