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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,487 | $87,834-35.7% | $133,975-57.8% | $62,881-10.2% |
| Participation rate | 91.9% | 83.4%+8.6pp | 87.1%+4.9pp | 69.3%+22.6pp |
| Annual return | 7.95% | 12.05%-4.1pp | 29.29%-21.3pp | 20.14%-12.2pp |
| Employer contribution / active EE | $1,006 | $3,482-71.1% | $5,211-80.7% | $2,281-55.9% |
| Participant deferral / active EE | $3,141 | $4,812-34.7% | $6,282-50.0% | $3,203-1.9% |
| Admin fee / account holder | $561 | $5,372-89.6% | $9,324-94.0% | $4,296-86.9% |