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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,975 | $126,661+8.9% | $113,397+21.7% | $138,895-0.7% |
| Participation rate | 34.8% | 79.4%-44.7pp | 76.5%-41.7pp | 79.9%-45.1pp |
| Annual return | 12.19% | 25.05%-12.9pp | 23.20%-11.0pp | 145.39%-133.2pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,992 | $5,693-12.3% | $5,076-1.7% | $6,396-21.9% |
| Admin fee / account holder | $124 | $14,549-99.1% | $11,957-99.0% | $12,562-99.0% |