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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,945 | $86,919+59.9% | $102,457+35.6% | $80,911+71.7% |
| Participation rate | 26.7% | 72.4%-45.7pp | 76.5%-49.8pp | 67.6%-41.0pp |
| Annual return | 12.66% | 18.90%-6.2pp | 29.41%-16.7pp | 35.63%-23.0pp |
| Employer contribution / active EE | $0 | $2,368-100.0% | $3,022-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,999 | $4,119-27.2% | $5,054-40.7% | $4,297-30.2% |
| Admin fee / account holder | $125 | $8,049-98.4% | $9,451-98.7% | $6,935-98.2% |