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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,030 | $118,708-17.4% | $98,920-0.9% | $158,982-38.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 11.77% | 372.49%-360.7pp | 196.47%-184.7pp | 302.99%-291.2pp |
| Employer contribution / active EE | $2,261 | $3,334-32.2% | $2,689-15.9% | $4,763-52.5% |
| Participant deferral / active EE | $3,132 | $5,089-38.5% | $4,245-26.2% | $5,983-47.7% |
| Admin fee / account holder | $2,184 | $10,134-78.4% | $6,643-67.1% | $11,252-80.6% |