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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,751 | $83,908-51.4% | $68,509-40.5% | $125,389-67.5% |
| Participation rate | 91.7% | 78.2%+13.5pp | 74.7%+16.9pp | 83.2%+8.5pp |
| Annual return | -3.50% | 14.48%-18.0pp | 8.27%-11.8pp | 282.24%-285.7pp |
| Employer contribution / active EE | $1,399 | $3,031-53.8% | $2,278-38.6% | $4,866-71.2% |
| Participant deferral / active EE | $2,292 | $4,125-44.4% | $3,382-32.2% | $5,352-57.2% |
| Admin fee / account holder | $1,480 | $8,982-83.5% | $5,275-71.9% | $9,541-84.5% |