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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,988 | $58,828-13.3% | $78,002-34.6% | $62,881-18.9% |
| Participation rate | 70.0% | 71.1%-1.1pp | 75.5%-5.5pp | 69.3%+0.7pp |
| Annual return | 6.58% | 17.16%-10.6pp | 425.99%-419.4pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,085 | $1,672-35.1% | $2,470-56.1% | $2,281-52.4% |
| Participant deferral / active EE | $1,969 | $2,686-26.7% | $3,497-43.7% | $3,203-38.5% |
| Admin fee / account holder | $978 | $4,393-77.7% | $5,481-82.2% | $4,296-77.2% |