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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,420 | $125,237+3.3% | $105,608+22.5% | $145,877-11.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.02% | 225.76%-214.7pp | 116.50%-105.5pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,688 | $3,720-27.7% | $3,167-15.1% | $4,663-42.4% |
| Participant deferral / active EE | $5,859 | $5,711+2.6% | $5,010+17.0% | $6,691-12.4% |
| Admin fee / account holder | $882 | $17,287-94.9% | $11,028-92.0% | $13,402-93.4% |