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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,420 | $126,519+2.3% | $106,201+21.9% | $145,959-11.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.02% | 225.10%-214.1pp | 116.26%-105.2pp | 561.95%-550.9pp |
| Employer contribution / active EE | $2,688 | $3,726-27.8% | $3,170-15.2% | $4,661-42.3% |
| Participant deferral / active EE | $5,859 | $5,716+2.5% | $5,012+16.9% | $6,689-12.4% |
| Admin fee / account holder | $882 | $17,312-94.9% | $11,039-92.0% | $13,398-93.4% |