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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,439 | $106,008-60.0% | $92,240-54.0% | $147,586-71.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 17.08% | 50.05%-33.0pp | 176.29%-159.2pp | 578.59%-561.5pp |
| Employer contribution / active EE | $11,002 | $4,333+153.9% | $3,680+199.0% | $4,876+125.6% |
| Participant deferral / active EE | $3,146 | $4,478-29.8% | $3,897-19.3% | $5,439-42.2% |
| Admin fee / account holder | $934 | $6,333-85.3% | $5,194-82.0% | $10,886-91.4% |