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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,817 | $133,998-56.1% | $112,263-47.6% | $134,545-56.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -34.16% | 47.17%-81.3pp | 27.49%-61.6pp | 418.37%-452.5pp |
| Employer contribution / active EE | $13,703 | $4,040+239.2% | $3,636+276.8% | $4,742+189.0% |
| Participant deferral / active EE | $3,065 | $5,292-42.1% | $4,729-35.2% | $6,401-52.1% |
| Admin fee / account holder | $1,640 | $7,493-78.1% | $6,410-74.4% | $11,431-85.7% |