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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,713 | $127,387-74.3% | $115,038-71.6% | $125,389-73.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.45% | 31.28%-34.7pp | 26.14%-29.6pp | 282.24%-285.7pp |
| Employer contribution / active EE | $1,883 | $5,166-63.5% | $4,608-59.1% | $4,866-61.3% |
| Participant deferral / active EE | $2,861 | $6,423-55.4% | $6,026-52.5% | $5,352-46.5% |
| Admin fee / account holder | $470 | $9,516-95.1% | $8,175-94.2% | $9,541-95.1% |