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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,875 | $89,370-48.7% | $141,197-67.5% | $72,976-37.1% |
| Participation rate | 80.0% | 75.1%+4.9pp | 82.5%-2.5pp | 69.5%+10.5pp |
| Annual return | 18.58% | 111.88%-93.3pp | 71.41%-52.8pp | 81.02%-62.4pp |
| Employer contribution / active EE | $2,593 | $3,115-16.8% | $4,736-45.3% | $2,440+6.2% |
| Participant deferral / active EE | $3,790 | $5,419-30.1% | $6,710-43.5% | $3,608+5.0% |
| Admin fee / account holder | $1,347 | $5,957-77.4% | $10,265-86.9% | $5,124-73.7% |