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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,895 | $162,812+159.1% | $133,971+214.9% | $158,966+165.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 7.49% | 41.94%-34.5pp | 45.09%-37.6pp | 302.95%-295.5pp |
| Employer contribution / active EE | $4,793 | $4,976-3.7% | $3,919+22.3% | $4,762+0.6% |
| Participant deferral / active EE | $9,753 | $5,910+65.0% | $5,047+93.2% | $5,983+63.0% |
| Admin fee / account holder | $13,769 | $11,741+17.3% | $8,929+54.2% | $11,250+22.4% |